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Encumbrance word on the page with pen. encumbrance word or concept represented by wooden letter tiles on a wooden table with glasses and a book Debt visualization: Man tied to kettlebell labeled 'MORTGAGE Vice grip tool squeezing a plank with the word encumbrance Large stone sphere with the word 'debt' hanging from a chain against a blue sky with clouds, symbolizing financial burden or crisis. Legal matters in real estate transactions. A small model home alongside a judge's gavel. The intersection of law and real estate concerning various aspects such as property rights, contracts, etc. Voluntary Lien: a lien that a property owner chooses to place on their property. Person with baggage and luggage - Slouching man is carrying heavy suitcase, case and trunk on back. Metaphor of difficult burden, load and encumbrance from the past and history. Vector illustration. house by heavy chains against a dusky backdrop, metaphorically illustrating the burden of real estate debt and mortgage constraints Man holding red house model adventure mobile on the coast Questionnaire about conveyancing